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Bad Financial Decision Making of the Day

Okay so I know it sounds crazy but basically I’ve had six cars this year since May for a number of reasons and now have about 20-22k in negative equity.

I am now in a 2023 BMW X3 with a ridiculous car payment. My financial situation has since changed since buying this car as I am now the primary caregiver of a loved one.

I want to substantially lower my car monthly payments (like by $400) so I’m thinking about getting a $26k CPO Toyota Camry.

I have pre approval through Navy Fed who I hear is known to exceed the usual LTV rate of 125%. I’m think it would make sense to switch to a car that is more reliable, significantly less to maintain although I’ll be paying way more than it’s worth versus staying in this very expensive ($73k) car.

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Picture of the Day

jfk_harvard_essay

JFK’s Harvard Application Essay

The reasons that I have for wishing to go to Harvard are several. I feel that Harvard can give me a better background and a better liberal education than any other university. I have always wanted to go there, as I have felt that it is not just another college, but is a university with something definite to offer. Then too, I would like to go to the same college as my father. To be a “Harvard man” is an enviable distinction, and one that I sincerely hope I shall attain.

April 23, 1935
John F. Kennedy

Why It’s Vital to Have People Who Can ‘Speak Into Your Life’

In the grand theater of life, every individual is both an actor and an audience member. We play our roles, express our scripts, and hope to resonate with those watching. But sometimes, in our soliloquies and monologues, we may miss the cues, the undercurrents, or the bigger picture. This is where having someone to ‘speak into your life’ becomes a game-changer.

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Confession of the Day

Basically I met my bf 4 years ago, he was running an event company until Covid started. The last event he had failed and he hasn’t had one since.

He moved in almost right away & asked me to support him with his new venture, which is a blockchain mobile app, he gave me 49%. I’m a ui/ux designer and digital marketing specialist and have been freelancing since 2015, I was making decent money for just me on my own, had a sole proprietor etc… so I was happy to help. Since I agreed to help, he thought it wasn’t worth him getting a job because he wanted to focus on the business, he was convinced that income would start coming in within a few months, despite me telling him that may be unrealistic.

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What Was It Like To Fight Americans During World War 2?

If you were a German fighting Americans at the start of Operation Torch in Tunisia, you’d have a mixed view of American soldiers.

They were certainly brave, but they lacked experience of the British and ran into ambushes that the Brits had learned to avoid in 1941.

Their equipment was generally good, and they were well supplied.

So well supplied in fact, that you and your unit was evacuated to Sicily after your own supplies dwindled to nothing and the Americans were able to flank you.

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How to Accept Your Partner’s Flaws

No one is perfect – not you, not me, and certainly not your partner. We all have our quirks, flaws, and imperfections. When you’re in a relationship, your partner’s less desirable traits can become glaringly obvious over time. While it may be tempting to try to change them or become critical, a better approach is to practice acceptance. Here are some tips:

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Poll of the Day

I’m seeing this girl since three months and we get along very well, we never had sex even if there were time I thought it was going to be the case.

Two days ago she told me and showed me her giant clit (5 inches), which kind of look like a penis. I knew it existed but never saw this in my real life.

I really like her and a don’t want to be shallow but I’m confused. I’m trying to be supportive and comprehensive but I’m not sure how the sex can be like in a situation like this one.

[democracy id=”314″]

How To Finish What You Start

How To Finish What You Start

(photo: RUN 4 FFWPU)

Being a productive person comes down to one thing: You finish what you start. Period.

Projects unfinished, goals left behind, jumping for one thing to another, all of that reinforce the identify of being a lazy person.

You’re not a lazy person, simply you don’t finish what you start.

But, before we get into the tips, let’s go quickly over some of the mistakes that prevent us from finishing what we start.

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Linkage

The Night I Got Drunk Enough to Tell My Wife I’m Gay – Mel Magazine

He Played ‘Steve Urkel’ on Family Matters. See Jaleel White Now at 46 – Wanderer

How Smart Are Elon Musk’s Kids? – Ned Hardy

These water leak detectors are a no brainer for any homeowner. They are super sensitive, like if you touch the sensors and your fingers are even slightly damp, it will go off, and they are super loud – Amazon

10 things to know about how social media affects teens’ brains – NPR

These are the best (and easiest) European multi-destination train adventures – Traveler

How to (Ethically) Get Rid of Your Unwanted Stuff – Wired

New devices could change the way we measure blood pressure – Knowledgable

Miss Piggy and Kermit: A Romance More Toxic Than a Swamp – Wanderer

10 Common Travel Scams — and How to Avoid Them – Washington Post

I’m A Solo Female Travel Influencer And This Is The One Safety Rule I Never Break – Huffpost

10 Reasons The MCU’s Avengers 6 Reboot Is The Best Thing For The Marvel Franchise – Screen Rant

How to Accept Your Partner’s Flaws – The Art of Manliness

So You’re A Celebrity Who Wants To Buy A House –

Visualized: The Richest Families in America – Visual Capitalist

Hear What Literally Every Genre of Music Sounds Like With This Tool – Life Hacker

Powerful Signs She’s Attracted And Wants You To Make A Move – Knowledge For Men

20 Incredible Hikes Around the World – Afar