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Money Matters: “I Have $120,000 in My Savings Parents What Me to Pay off Their House”

lending money to parents

$120,000 in my savings, parents what me to pay off their house.

I’m 25 years old and live with my parents and make $52,000 a year after taxes. I spend about 9k a year on food gas clothes etc. My parents have about 110ish left to pay of on their and are expected to pay off in 11 years. I believe the interest rate is somewhere between 3-4%. Would I save them a significant amount of money paying off their house and having them pay me back in 5 years or would it be better for me to invest my money and open a high yield savings account.

Let’s get straight to the point: Your plan to pay off your parents’ mortgage and have them pay you back in 5 years is fraught with financial and emotional landmines.

If the logic here is that they can pay you back in such a short timeframe, it begs the question: Why aren’t they just as aggressive in paying down the mortgage themselves? This isn’t just about numbers; it’s about the complexities of intertwining financial dependency with family dynamics.

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Brain Training Daily

Six daily cognitive games. New puzzles every day at 7pm.

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What Happens When You Tie Your Identity to External Metrics

Validation

Tying one’s identity to external metrics—such as job titles, academic achievements, social media followers, or even the approval of others—can have profound implications on mental health and overall well-being.

This process of external validation often begins subtly, but over time, it can lead to a fragile sense of self that is heavily dependent on maintaining or enhancing these external markers of ‘success.’

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Whatever Happened to Actress Nikki Swasey, ‘Lisa’ From Diff’rent Strokes?

Nikki Swasey - Diff'rent Strokes

Remember Arnold Jackson’s sassy classmate and occasional nemesis, Lisa Hayes, on Diff’rent Strokes? The quick-witted Lisa, played by the young actress Nikki Swasey, was a staple on the show for its later seasons. But after the sitcom ended in 1986, Swasey seemingly disappeared from the spotlight. Did she continue acting? Did she pursue a different career path altogether?

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Linkage

17 Fascinating Photos You Must See – Ned Hardy

50 Amazing Rarely Seen Photos From World War II – The Art of Manliness

I just bought this chefs knife and it is outstanding. It’s very sharp, slices flawlessly and I love the way it feels in my hand. Definitely a buy it for life product – Amazon

The Advice Therapists Give Couples Who Are Constantly Fighting – Fatherly

The Easiest Way to Silence Your Inner Critic – Life Hacker

12 Remarkable Survival Stories, and What We Should Learn From Them – Outdoor Life

Setting boundaries is more than just saying “no” – VOX

To have better disagreements, change your words – here are 4 ways to make your counterpart feel heard and keep the conversation going – The Conversation

This is what supermodels look like when they get older – Bright Side

A Hilarious Reimagining of Star Wars in Swole Wars: A Buff New Hope – Ned Hardy

Nifty little card-sized multitool that you can stuff in your wallet and have a few tools at your disposal, should you need it – Amazon

20 Forgotten Video Game Franchises That Deserve a Comeback – Den of Geek

The Top 7 Ancient Mysteries That We’ve Never Solved – Linkiest

‘Guilt tipping’ is getting out of control, but signs show consumers are pushing back – CNBC

Ranked: The 20 Most Air-Polluted Cities on Earth – Visual Capitalist

The Best Running Tips of All Time – Outside

How Pain Can Be a Teacher and Why We Need to Stop Avoiding It – Tiny Buddha

Hunter survives double grizzly bear attack – Reddit

The 100 Hardest Video-Game Levels of All Time – Vulture

 

“I Wish I Hadn’t Lived Life as If It Would Last Forever”

Regret

We often go through life acting as if we have all the time in the world. When we’re young, the future stretches out before us, seemingly infinite. We put off pursuing our dreams, telling ourselves we’ll get to it someday. We neglect to nurture important relationships, figuring there will always be time to reconnect later. We fail to take risks or seize opportunities, assuming chances will come around again. Living with a false sense that life will last forever, we squander much of the precious time we have.

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Modern Dating Woes of People Living In The 21st Century

1. I (24m) met this girl (24F) on a dating app, supposedly as FWB. However she soon told me she’s not interested and we never had sex. We continued just to kiss and we remained friends but she comes over from time to time. She walks around naked sleep next to me, lean on me. But We don’t kiss anymore. I never told her I’m a virgin at first. but when i later did, she said she will take my V card one day and that it’ll be the only sexual encounter. She has many partners, she tells me about them too.

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Picture of the Day

types of skin cancer

Types of Skin Cancer

The warning alphabet for skin cancer is

A – asymmetrical shape: ex. oblong or patchy vs round

B – border or bleeding: clean vs blurry or jagged edges, or a spot that bleeds when touched or lightly scratched

C – color: patchy colors or a very dark center

D – diameter: anything bigger than a pencil eraser is no bueno

E – evolution or elevation: sudden changes in size, shape, diameter or color and a rough or raised surface

F – fried egg: moles that have a bull’s-eye or fried egg appearance and have a darker center

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