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Picture Of The Day

Picture of the Day

The whipping post was put into use around 1885 at the Baltimore City Jail, where until 1938, many of those convicted of wife-beating were punished.

In the early 20th century, Baltimore was among the few major American cities where judicial whipping persisted, primarily for violent offenses. The Baltimore City Jail had a whipping post in use since 1885, where many convicted of wife-beating were punished. A notable incident in 1938 saw Clyde Miller, a Baltimore printer, flogged 20 times with a cat o’ nine tails. This event marked the last use of Baltimore’s whipping post, which was specifically for punishing wife-beaters.

Whipping in Baltimore sparked significant public debate. Critics viewed it as a cruel and outdated punishment, while supporters believed it deterred crime. By the mid-1950s, legal challenges and criticism led to the abolition of whipping as a judicial punishment in Baltimore.

(source)

 

 

Finances

Financial Math of the Day

Which auto loan option is better?

2023 Mazda CX 30 select

About $27,000

$5,400 (20%) downpayment

2.9% 36mo loan vs 4.9% 60mo loan (manufacturer promo rates)

So it would be about $620 vs $400 monthly payment

I’d be paying nearly 3 times the amount in interest at the end of the day with the 60mo loan. But if I invested what I’d be saving with the lower monthly payment, would that outweigh the additional total interest paid over the life of the loan?

I know it’s possible that the market could go down while paying the car loan instead is a “guaranteed return” but I feel like a 5 year time span is likely to get a positive return?

Read the rest: Financial Math of the Day
Links

Linkage

29 Flawless Albums With No Skippable Tracks – Ned Hardy

5 Must-Watch Horror Movies on Free Streaming Right Now – Wanderer

The 15 Happiest Places to Live in the U.S. – Outside

These habits can cut the risk of depression in half, a new study finds – NPR

Browns’ Nick Chubb done for season with knee injury so bad ESPN refused to show replay in loss to Steelers – Replay

Professional MMA fighter vs Professional bodybuilder – Reddit

Not Having It: Muay Thai Coach Gets Into A Fight With His Student For Changing Schools! – Worldstar

FTX Sues Sam Bankman-Fried’s Parents to Recover ‘Misappropriated Funds’ – WSJ

This 10-minute mindfulness hack is equivalent of 44 minutes extra sleep, say experts – Stylist

Disappointing photos show what it’s really like to backpack across Europe – Insider

How a Failed Early Film Laid the Groundwork for James Cameron’s Avatar – Wanderer

Disney Plans $60B Expansion of Theme Parks Business – Hollywood Reporter

Woman Has All Her Limbs Amputated After Eating Tilapia Infected With Deadly Bacteria – Bored Panda

The First Bob Ross Painting From ‘The Joy Of Painting’ Is On Sale For Nearly $10 Million – All That’s Interesting

‘Tesla Road Rage Guy’ Gets Five Years In Prison – Jalopnik

What to Do When a Coworker Keeps Undermining You – Life Hacker

How I Stopped Feeling Like There Was Something Wrong with Me – Tiny Buddha

7 most famous female killers – Linkiest

 

Life

15 People Reveal the Things They Wish They Learned Earlier in Life

  1. Don’t strain too hard or force a poop out, let it come out naturally as possible. Leads to hemorrhoids. I used to poop like it was a sport, learned my lesson after requiring surgery and regular visits to the proctologist. Wipe gently too y’all. Be nice to your buttholes.
  2. Keep your car maintained and drive it to the ground, no car payments are underrated
  3. How much just a little bit of exercise improves your health and well-being
  4. Don’t stay up late for anything for which you would not wake up early.
  5. You can do everything right and still not win. Some problems don’t have solutions.
  6. “It’s not what you say, it’s how you say it” It’s not enough for something to be said, if it cannot be received. In fact it’s a waste of breath and ultimately ineffective.
  7. Lower your expectations and let things surprise you. Be present, life’s short.
  8. What other people think of me isn’t my business and I shouldn’t let it affect me.
  9. Your worth is not based on whether or not you have a partner, a fancy job, a big house or a new car. Your worth is based in your own happiness and security. At this moment it’s your responsibility to your future self to do everything you can to make sure you are happy and secure. If that means shaking up your life at the core to make yourself happy and get negative life sucking people out of your life, do it. We only get one chance to live this life (as far as I know).
  10. If someone self identifies as a bitch/ass hole, believe them.
  11. Always take care of your health first. Nothing and I mean nothing matters more. All three tripods of health: Physical, Mental, and Emotional.
  12. You would be astonished how much of what’s happening to you requires your active participation. Once you learn that you can just say no and walk away and there’s nothing anyone can do about it you gain an amazing amount of power and self-confidence.
  13. You have to work to keep friendships and relationships alive.
  14. If you have a relationship/friendship that centers around an addiction you have a relationship with the addiction, not the person.
  15. Learn how to accurately identify, deal with and or avoid people with antisocial personality types aka people on the narcissistic/sociopathic/psychopathic spectrums. It’s much more common and inconspicuous than people think- these people can and will ruin your life before you even know it.

 

Finances

Why Aren’t Student Loans Bankruptable

Student loans are generally not dischargeable through bankruptcy in the United States for several reasons:

  1. Public Policy Concerns: The idea behind making student loans non-dischargeable is to protect the federal student loan program. If students could easily discharge their loans through bankruptcy, it might jeopardize the availability and terms of future loans for other students. The government wants to ensure that funds are available for future students to borrow.

  2. Potential for Abuse: There’s a concern that if student loans were easily dischargeable, some individuals might take advantage of the system. For instance, a student could theoretically borrow a large sum of money, earn a degree, and then immediately file for bankruptcy to have the debt wiped out, all without ever intending to repay the loans.

Read the rest: Why Aren’t Student Loans Bankruptable