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What is a Reverse Mortgage?

October 4, 2023

A reverse mortgage is a type of loan designed for homeowners, typically seniors, that allows them to convert part of the equity in their homes into cash. The product was conceived as a means to help retirees with limited income use the accumulated wealth in their homes to cover basic monthly living expenses and pay for health care. Here’s how it works and some key points to understand:

[Read more…] about What is a Reverse Mortgage?

Filed Under: Finances

Brain Training Daily

Six daily cognitive games. New puzzles every day at 7pm.

Play Today's Games →

 

The Emotional Landscape of Retirement: Understanding the Void and the Power of Purpose

October 4, 2023

Retirement, for many, represents the golden years—a time to relax, enjoy the fruits of one’s labor, and bask in the freedom from daily work routines. Yet, for a significant number of individuals, this phase of life brings with it unexpected feelings of depression and emptiness. The dream of leisurely days, free from the constraints of a 9-to-5 job, can sometimes morph into a challenging reality of aimlessness.

[Read more…] about The Emotional Landscape of Retirement: Understanding the Void and the Power of Purpose

Filed Under: Finances

Picture of the Day

October 4, 2023

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On September 6, 1992, the decomposed body of Christopher McCandless was discovered by moose hunters just outside the northern boundary of Denali National Park. He had died inside a rusting bus that served as a makeshift shelter for trappers, dog mushers, and other backcountry visitors.

Taped to the door was an S.O.S. note scrawled on a page torn from a novel by Nikolai Gogol. From a cryptic diary found among his possessions, it appeared that McCandless had been dead for nineteen days.

[Read more…] about Picture of the Day

Filed Under: Picture Of The Day

 

Mastering Your Narrative: The Power Within

October 4, 2023

Let’s address the elephant in the room.

Perhaps you grew up in less than ideal circumstances, faced prejudice due to your race, gender, or sexuality, battled health issues, or constantly felt out of place because of your accent or location.

You feel that the universe dealt you a unique hand, making it impossible for your setbacks to be your own doing. Yet, deep within, there’s a nagging feeling that we are often our own biggest obstacle.

Why? Because acknowledging this means we have the power to rewrite our story. If we don’t, the blame squarely falls on our shoulders. It’s a bitter pill to swallow, realizing that we might be the only thing standing in the way of our dreams and aspirations.

Pointing fingers elsewhere is just so much simpler.

But hear me out. I’m not saying you lack ambition or drive. Taking the reins of your life is no small feat. It’s a journey filled with discomfort and moments of self-doubt.

Our instinct is to shield ourselves from pain, often leading us to find external culprits for our woes. Yet, breaking free from this mindset is possible.

In essence, life is about owning your narrative. And when you do, you’ll find that the most compelling chapters are yet to be written.

Life is unpredictable. While you may not have control over every event that unfolds, you have the undeniable power to choose your response. You’re the captain of your emotional ship.

External events might sway and rock your boat, but you decide whether to sail through or let the waves capsize you.

Every reaction, whether instinctive or deliberate, is a testament to your resilience and adaptability.

Embracing this control means understanding that while you can’t always dictate the winds, you can adjust your sails.

Filed Under: Life Advice

Linkage

October 2, 2023

The Weird, Dangerous, Isolated Life of the Saturation Diver – Atlas Obscura

She Played Mary Ingalls on Little House on the Prairie. See Melissa Sue Anderson Now at 61 – Wanderer

This stuff is way better than traditional band-aids or adhesive tape. It is as thin as cling film, but stronger and with an adhesive. It’s breathable, too, and won’t come off in water – Amazon

YouTube “prankster” gets shot at a mall for harassing a delivery driver – Reddit

The Disturbing Rise of Amateur Internet Detectives – The Telegraph

Are You Really Super Busy, Or Are You Just Super Disorganized? – Mel Magazine

Jury acquits delivery driver of main charge in shooting of YouTuber Prankster – NBC

What really happens during a near-death experience – Popular Science

How Insect Brains Melt and Rewire During Metamorphosis – Wired

Pastor enters cage full of lions to prove he’s protected by God – Indy 100

The Five Universal Laws of Human Stupidity – Quartz

Charting the Relationship Between Wealth and Happiness, by Country – Visual Capitalist

15 Signs You Should Give up on a Girl and Stop Pursuing Her – Knowledge For Men

Why Judging People Is Really About You (Not Them) – Tiny Buddha

12 Amazing Things You Don’t Know About the Founding Fathers – Linkiest

The surface layers of the vaginal wall are made of mucosal tissue—similar to the tissue that lines your mouth, nose, and digestive tract – Clue

10 Choices You Will Regret in 10 Years – Marc and Angel

The 100 Greatest Country Albums of All Time – Rolling Stone

See the Website That Convinced People ‘The Blair Witch Project’ Was Real in 1999 – AV Club

Filed Under: Links

 

The Dumping Grounds

October 2, 2023

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Filed Under: main

15 Extremely Bizarre Mental Disorders

October 2, 2023

1. Alice in Wonderland Syndrome

Alice in Wonderland may be pure fantasy, but one of Alice’s more bizarre experiences shares its characteristics with a scary mental disorder. Known also as Todd Syndrome, Alice in Wonderland Syndrome causes one’s surroundings to appear distorted. Just as Alice grows too tall for the house, those suffering from Alice in Wonderland Syndrome will hear sounds either quieter or louder than they actually are, see objects larger or smaller than reality, and even lose sense of accurate velocity or textures. This terrifying disorder, which has been described as an LSD trip without the euphoria, even perverts one’s own body image. Fortunately, Alice in Wonderland Syndrome is extremely rare, and in most cases affects those in their 20s who have a brain tumor or history of drug use.

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Filed Under: main

 

Guy Asks Internet If It’s Wrong To Object to Girlfriend’s New Explicit Body Pillow

October 2, 2023

I (25m) have a girlfriend (26f) who’s autistic. Normally I wouldn’t bring this up, but it is relevant to this story. She’s pretty high functioning, but the main way her autism effects her is a really strong special interest in one specific fictional character.

I’ve never had an issue with this, and I try to keep up with whatever’s going on in the fandom for her and listen to her info dumping about her favorite character on a regular basis.

[Read more…] about Guy Asks Internet If It’s Wrong To Object to Girlfriend’s New Explicit Body Pillow

Filed Under: Confessions

Picture of the Day

October 2, 2023

Melisa Raouf, a finalist in Miss England, became the first Miss England participant to not wear makeup during the pageant in 94 years of its history

I am so grateful for the heartfelt support I have received from all around the world since. I did not expect my story to spread globally as it has done, but I am delighted that it has, and I hope that it can make a difference to so many women and girls. For so long, I felt as if I was never complete without wearing makeup. Only very recently have I accepted that inner confidence will always shine far more radiantly than any amount of makeup, and doing so has been liberating. 

Moving forward, I hope to continue promoting the #barefacetrendmovement to help empower women of all ages to feel confident in their own skin, without feeling as if they have to conceal their self by wearing makeup in order to conform to societal pressures. Although I do still believe that it is okay to use makeup, we should not let makeup define our appearance. Wearing makeup should not be the default option, but a choice and women should be able to embrace their differences.

– melisaraouf

Filed Under: Picture Of The Day

 

The Dangers of “Should” and Why You Need to Stop Using It

October 2, 2023

We all have an idealized vision of how our lives “should” be – the perfect job, relationship, body, house, etc. But constantly comparing reality to this fictional ideal is an express train to unhappiness. As writer Elle Luna said, “We unconsciously imprison ourselves to avoid our most primal fears. We choose Should because choosing Must is terrifying, incomprehensible.”

Using “should” gives us an excuse to avoid taking action or making changes. After all, if things “should” be a certain way, then it’s not our fault they aren’t, right? Wrong. Saying “I should start working out” or “I should be making more money” puts the responsibility on some nameless force instead of yourself.

[Read more…] about The Dangers of “Should” and Why You Need to Stop Using It

Filed Under: Life Advice

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