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Theodore Lee

Money Matters: Parent Has No Retirement

Parent Has No Retirement

I’m almost 30 years old my mother is early 50s with little saved for retirement. She was a single mom raising 3 kids and didn’t have the luxury to save. She has a small 401k with the school (she’s a lunch lady) and makes only about 25k a year. She has a paid off house thanks to my dad that passed away when I was 12.

These past two years have been the first years I’ve made good money. I’ve paid off her credit card debt (7k the card was used to make ends meet and she only paid the minimum), I pay property taxes, power, internet, and insurance for the cars. I’ve got 30k in student loans (low interest rate), 34k auto loan, and no other debt. I’ve got 16K in sep Ira, 7.5k in Roth IRA, 20k emergency fund, and 10k in other bank accounts.

My girlfriend, is about to graduate with her RN and will have no debt. My GF is understanding that I will always support my mom and do everything I can to help her. I’m reaching that stage in life where I want to move out with my GF but I’m worried I’ll struggle to pay for two households. GF wants our privacy and for us to live separately (which I totally understand) just a bit lost on what to do.

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Linkage

20 Influential RPGs That Revolutionized The Genre – Den of Geek

What makes an album the greatest of all time? – The Pudding

Trivia Question of the Day – Ned Hardy

Best parenting book ever. Should be required reading for every parent out there. It will give you a lot of insight into what’s going on in your kids’ heads and how to connect with them – Amazon

Can Music Heal Trauma? Exploring the Therapeutic Powers of Sound – Pitchfork

Boeing Whistleblower John Barnett Found Dead Amid Depositions Against Plane Company – TIME

Imagine spending $3k to live in an RV – Hot Pads

Japanese death row inmates are executed by hanging. Three prison officers simultaneously press buttons to open the trap door so it is not clear which one is responsible – Reuters

7 Amazing Animals That Went Extinct in the Last 200 Years – Linkiest

10 Questions To Push Your Minimalism Further – Becoming Minimalist

How Nvidia’s billionaire CEO went from Denny’s dishwasher to leading a company with a $2 trillion market cap – Fortune

Woman Illustrates All The Types Of Guys That Show Up On Dating Apps – Ned Hardy

Easy to setup wireless security cameras that you can place around the outside of your home. They are able to go into spots normal wired setups would be too restricted by space, wiring or practicality concerns – Amazon

Move Aside, Kettle Corn—Peanut Butter Popcorn Has Arrived – Life Hacker

25 Photos Of Norma Jeane Mortenson Before She Became Marilyn Monroe – All That’s Interesting

Tired Much? You May Be Lacking This Essential Vitamin – HUM Nutrition

Ranked: Global Airlines with the Most Plane Crashes – Visual Capitalist

Saudi Arabia launches tennis takeover with $1 billion take-it-or-leave-it offer – Yahoo

Can’t Buy Me Love: How Romance Wrecked Traditional Marriage – Collectors Weekly

How To Become a Lineman

How To Become a Lineman

High voltage Linemen are responsible for the installation, maintenance and repair of electric infrastructure. It can range from working on large transmission towers to being in a crowded vault. Linemen work in all weather conditions and at all hours. Heat, cold, wind, rain, snow and everything else. It involves time away from home, missed holidays and birthdays etc.

The steps to becoming a Lineman generally involve working your way up from the bottom.

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14 Linemen Reveal How Much They Make Each Year

1. In CA, it’s not that hard to make 300k.

Depending on how you manage your OT, it can be a ton of effort or minimal effort.

For me, it’s easy as pie to make 260-300k. I’m not beating my body up. I choose when I work so that helps tremendously.

If you stay on top of your OT, you can pick and choose when to work. We use an evergreen to determine who gets first dibs at overtime.

Also, all OT is double time. It just makes it that much easier.

At SCE, you will make 200k without even trying. I was hitting 250-265 and hardly worked weekends. Just picking up hours during the week here and there.

My gig is even better now that I’m transmission, 300k with minimal wear and tear.

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Money Matters: Mother-In-Law Wants Us To Cosign a Loan

cosign

We finally finished digging ourselves out of a financial hole, have good credit and are finally saving money. We’re planning to put a downpayment on a little house within the next 3 years and everything is marching smoothly toward that. And then I get a call from his mom.

“I want to sell my house that I have $180K equity on, and get a mortgage on a new one, and I was wondering if my son would co-sign. I’ll give him $15K from the sale of my current house.”

I guess she needs his income for the mortgage application because she runs a home hair salon under the table and rents out an efficiency illegally and that’s where her income comes from. She says she’d be able to take him off the mortgage after a few months. Is this true? Should we consider it? Why does his mom always get the family mixed up in her convoluted financial schemes?

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Your Needs Matter: Putting Yourself First Without Guilt

In a world that often prioritizes the needs and desires of others, it’s easy to forget that our own needs matter too. We are constantly bombarded with messages that tell us to put others first, to be selfless, and to sacrifice our own well-being for the sake of those around us.

While caring for others is certainly important, it’s equally crucial to recognize that our own needs are valid and deserving of attention.

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