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Useful

What Should You Do If You Win The Lottery?

Congratulations! You just won millions of dollars in the lottery! That’s great.

Now you’re fucked.

No really.

You are.

You’re fucked.

You see, it’s something of an open secret that winners of obnoxiously large jackpots tend to end up badly with alarming regularity. Not the $1 million dollar winners. But anyone in the nine-figure range is at high risk. Eight-figures? Pretty likely to be screwed. Seven-figures? Yep. Painful. Perhaps this is a consequence of the sample. The demographics of lottery players might be exactly the wrong people to win large sums of money. Or perhaps money is the root of all evil. Either way, you are going to have to be careful. Don’t believe me? Consider this:

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Useful

15 Incredibly Useful Pieces of Advice To Help You On You Travels Through Life

1. Inflation in the last year was 4.2%. If you get (or got) a raise less than that, then you got a pay cut

Reminder that usually a “cost of living” raise is to match inflation, usually 2%. So getting a 3% raise is usually just a little more than cost of living.

The report came out today that in the last year, inflation was 4.2%. That means if you got a 3% raise, your purchasing power is less than this time last year.

I know that a lot of people are unemployed, but a lot also took pay cuts or pay freezes or crappy raises last year (and probably more work to offset layoffs, but that’s for a different discussion). Now that the job market is picking up, inflation is definitely something to consider.

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8 Scams Everyone Should Be Aware Of

1. Fake Job Check Scam

So my wife has been looking for part time work from home jobs to supplement my income. She found a virtual assistant position and applied.

The company offered her a position without interviewing her. It’s for 6-7 hours a week making hotel and travel reservations. She will be paid $400 a week, and $30 extra per hour over 7 hours as needed.

She asked some questions and got an odd response that felt canned. Basically she said she would receive a check for $2950 that would cover the first week’s pay, the cost of a printer and paper, as well as booking software.

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